An introduction to valeting insurance
Do you own or are you planning on owning a car valeting business? If so, you may be wondering if you need any kind of insurance. The answer to this question is a resounding “yes”.
There are a few reasons a car valeting business needs motor trade insurance. To be a valet, you will more than likely be driving a customer’s car that has been brought to you. This could entail only moving it a short distance to park it somewhere to be cleaned or to await pickup. Can you imagine the repercussions if you were to reverse into another car or damage the vehicle in some way? No customer is going to be happy returning to find their car damaged.
Different service types
Some valet companies offer a pickup and delivery service. If you were involved in a traffic accident whilst making one of these trips, what would happen? You also use a lot of different cleaning products as a valet. Something like damage to paintwork costs hundreds of pounds to repair.
If your valeting business employs one or more members of staff, employer’s liability cover is required by law. This provides you with the cover you need should an employee suffer an accident at work. These incidents often lead to a lawsuit, where a valet business owner could be sued for millions of pounds.
Valet insurance is important
This is why you need valeting insurance as a business owner. All of the risks are covered within a motor trade insurance policy, so it’s very important that you take the time to get a competitive quote. Not sure where to start? Head over to a site like https://www.quotemetoday.co.uk/motor-trade-insurance to find the best valeting insurance deals.
Some valeting companies own a business premises. The good news is that valeting insurance also covers the property so all contents and machinery will be insured correctly. The valeting insurance also keeps your customers protected. Imagine a customer slipping and banging their head off the floor or possibly being harmed by a piece of your equipment. You could be sued for a considerable amount of money if you don’t have insurance.
Valet insurance provides your business with the cover it needs in case of any eventuality that could potentially damage your reputation, company and bank balance.